Maui Real Estate

One way to make a home more affordable, is to request that the seller credits the buyer some money to cover closing costs.

That way, you don't have to come up with a lot of money at closing. The way it works is that, instead of asking for a reduction in the sales price, you ask the seller to credit you some money (usually up to 3% of the sales price) to cover closing costs.

Ask your lender if that option is available to you.